[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.skamba.sk\/nehnutelnost-na-prenajom\/#Article","mainEntityOfPage":"https:\/\/www.skamba.sk\/nehnutelnost-na-prenajom\/","headline":"Nehnute\u013enos\u0165 na pren\u00e1jom","name":"Nehnute\u013enos\u0165 na pren\u00e1jom","description":"V\u0161etci sme boli zvyknut\u00ed na \u00farokov\u00e9 sadzby na hypot\u00e9ky v rozsahu 1%. Tak v\u00fdhodn\u00e9 hypot\u00e9ky si nepam\u00e4taj\u00fa ani na\u0161i rodi\u010dia. Pr\u00e1ve v \u010dase, ke\u010f boli hypot\u00e9ky dostupn\u00e9 takmer pre ka\u017ed\u00e9ho sa mnoho \u013eud\u00ed rozhodlo aj pre invest\u00edciu v podobe n\u00e1kupu bytu na hypot\u00e9ku na \u010fal\u0161\u00ed pren\u00e1jom. Pri tak n\u00edzkych \u00farokov sa to samozrejme oplatilo. Vysok\u00fd n\u00e1jom a n\u00edzka spl\u00e1tka za hypot\u00e9ku v\u00e1m d\u00e1vala priestor pekne si na n\u00e1jomnom byte zarobi\u0165. Situ\u00e1cia sa v\u0161ak s mesiaca na mesiac radik\u00e1lne zmenila a dnes n\u00e1s banky stra\u0161ia s \u00farokov\u00fdmi sadzbami vy\u0161\u0161\u00edmi ako 4%. Je n\u00e1kup investi\u010dn\u00e9ho bytu v tomto obdob\u00ed riziko? \u013dud\u00ed odr\u00e1dza na hypot\u00e9kach vysok\u00e1 \u00farokov\u00e1 sadzba a preto \u010dak\u00e1 aj s k\u00fapou bytu. Neuvedomuj\u00fa si v\u0161ak, \u017ee pri vysok\u00fdch \u00farokov\u00fdch sadzb\u00e1ch klesli ceny bytov o nieko\u013eko tis\u00edcok eur. Situ\u00e1cia na trhu nazna\u010duje, \u017ee v roku 2025 by \u00farokov\u00e9 sadzby na hypot\u00e9ky mohli klesn\u00fa\u0165 na 2%. To znamen\u00e1 ni\u017e\u0161iu spl\u00e1tku na hypot\u00e9ke. No dostupnej\u0161ie hypot\u00e9ky znamenaj\u00fa zdra\u017eovanie nehnute\u013enosti. Hypot\u00e9ky bud\u00fa op\u00e4\u0165 dostupnej\u0161ie a preto majitelia bytov a realitn\u00e9 kancel\u00e1rie bud\u00fa ceny za byty a domy zdv\u00edha\u0165. Najlep\u0161ie obdobie na k\u00fapu investi\u010dn\u00e9ho bytu preto neexistuje. Ak sa boj\u00edte pusti\u0165 do hypot\u00e9ky s vysok\u00fdm \u00farokom a nem\u00e1te financie v rezerve, ktor\u00e9 by mohli pokry\u0165 medzeru pri prenaj\u00edman\u00ed, k\u00fapu investi\u010dn\u00e9ho bytu si nechajte rad\u0161ej na obdobie v\u00fdhodnej hypot\u00e9ky. V pr\u00edpade invest\u00edcie do bytu sa v\u017edy rozhodujte pre byt dvojizbov\u00fd, ktor\u00fd je \u013eah\u0161ie prenaj\u00edmate\u013en\u00fd. V niektor\u00fdch mest\u00e1ch takisto rozhoduje lokalita. Nie je \u017eiadnou v\u00fdhrou k\u00fapi\u0165 investi\u010dn\u00fd byt za lacn\u00e9 peniaze v zlej lokalite. Investi\u010dn\u00e9 byty v\u017edy boli, s\u00fa a aj bud\u00fa mo\u017enos\u0165ou, ako m\u00f4\u017eete pr\u00eds\u0165 k men\u0161iemu pas\u00edvnemu pr\u00edjmu. V\u00e4\u010d\u0161\u00ed zisk z investi\u010dn\u00e9ho bytu sa v\u00e1m uk\u00e1\u017ee po rokoch, kedy v\u00e1m prenaj\u00edmate\u013e splat\u00ed zna\u010dn\u00fa \u010das\u0165 va\u0161ej hypot\u00e9ky a vy sa m\u00f4\u017eete rozhodn\u00fa\u0165 pre predaj nehnute\u013enosti. 4\/5 - (15 votes)","datePublished":"2023-12-12","dateModified":"2023-12-12","author":{"@type":"Person","@id":"https:\/\/www.skamba.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.skamba.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"skamba.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.skamba.sk\/wp-content\/uploads\/real-estate-6688945_1280.jpg","url":"https:\/\/www.skamba.sk\/wp-content\/uploads\/real-estate-6688945_1280.jpg","height":0,"width":0},"url":"https:\/\/www.skamba.sk\/nehnutelnost-na-prenajom\/","about":["Ekonomika"],"wordCount":389,"articleBody":"        V\u0161etci sme boli zvyknut\u00ed na \u00farokov\u00e9 sadzby na hypot\u00e9ky v rozsahu 1%. Tak v\u00fdhodn\u00e9 hypot\u00e9ky si nepam\u00e4taj\u00fa ani na\u0161i rodi\u010dia. Pr\u00e1ve v \u010dase, ke\u010f boli hypot\u00e9ky dostupn\u00e9 takmer pre ka\u017ed\u00e9ho sa mnoho \u013eud\u00ed rozhodlo aj pre invest\u00edciu v podobe n\u00e1kupu bytu na hypot\u00e9ku na \u010fal\u0161\u00ed pren\u00e1jom. Pri tak n\u00edzkych \u00farokov sa to samozrejme oplatilo. Vysok\u00fd n\u00e1jom a n\u00edzka spl\u00e1tka za hypot\u00e9ku v\u00e1m d\u00e1vala priestor pekne si na n\u00e1jomnom byte zarobi\u0165. Situ\u00e1cia sa v\u0161ak s mesiaca na mesiac radik\u00e1lne zmenila a dnes n\u00e1s banky stra\u0161ia s \u00farokov\u00fdmi sadzbami vy\u0161\u0161\u00edmi ako 4%. Je n\u00e1kup investi\u010dn\u00e9ho bytu v tomto obdob\u00ed riziko?  \u013dud\u00ed odr\u00e1dza na hypot\u00e9kach vysok\u00e1 \u00farokov\u00e1 sadzba a preto \u010dak\u00e1 aj s k\u00fapou bytu. Neuvedomuj\u00fa si v\u0161ak, \u017ee pri vysok\u00fdch \u00farokov\u00fdch sadzb\u00e1ch klesli ceny bytov o nieko\u013eko tis\u00edcok eur. Situ\u00e1cia na trhu nazna\u010duje, \u017ee v roku 2025 by \u00farokov\u00e9 sadzby na hypot\u00e9ky mohli klesn\u00fa\u0165 na 2%. To znamen\u00e1 ni\u017e\u0161iu spl\u00e1tku na hypot\u00e9ke. No dostupnej\u0161ie hypot\u00e9ky znamenaj\u00fa zdra\u017eovanie nehnute\u013enosti. Hypot\u00e9ky bud\u00fa op\u00e4\u0165 dostupnej\u0161ie a preto majitelia bytov a realitn\u00e9 kancel\u00e1rie bud\u00fa ceny za byty a domy zdv\u00edha\u0165. Najlep\u0161ie obdobie na k\u00fapu investi\u010dn\u00e9ho bytu preto neexistuje.  Ak sa boj\u00edte pusti\u0165 do hypot\u00e9ky s vysok\u00fdm \u00farokom a nem\u00e1te financie v rezerve, ktor\u00e9 by mohli pokry\u0165 medzeru pri prenaj\u00edman\u00ed, k\u00fapu investi\u010dn\u00e9ho bytu si nechajte rad\u0161ej na obdobie v\u00fdhodnej hypot\u00e9ky. V pr\u00edpade invest\u00edcie do bytu sa v\u017edy rozhodujte pre byt dvojizbov\u00fd, ktor\u00fd je \u013eah\u0161ie prenaj\u00edmate\u013en\u00fd. V niektor\u00fdch mest\u00e1ch takisto rozhoduje lokalita. Nie je \u017eiadnou v\u00fdhrou k\u00fapi\u0165 investi\u010dn\u00fd byt za lacn\u00e9 peniaze v zlej lokalite. Investi\u010dn\u00e9 byty v\u017edy boli, s\u00fa a aj bud\u00fa mo\u017enos\u0165ou, ako m\u00f4\u017eete pr\u00eds\u0165 k men\u0161iemu pas\u00edvnemu pr\u00edjmu. V\u00e4\u010d\u0161\u00ed zisk z investi\u010dn\u00e9ho bytu sa v\u00e1m uk\u00e1\u017ee po rokoch, kedy v\u00e1m prenaj\u00edmate\u013e splat\u00ed zna\u010dn\u00fa \u010das\u0165 va\u0161ej hypot\u00e9ky a vy sa m\u00f4\u017eete rozhodn\u00fa\u0165 pre predaj nehnute\u013enosti.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nehnute\u013enos\u0165 na pren\u00e1jom","item":"https:\/\/www.skamba.sk\/nehnutelnost-na-prenajom\/#breadcrumbitem"}]}]